Many students wonder how to decide between federal student grant vs loan. After you file your FAFSA (Free Application for Federal Student Aid), you will receive a report outlining your EFC (Expected Family Contribution) and then your school will send you a financial aid award. On your award letter or notice, you may find student grants or even a student loan. Your federal student aid can include a Pell grant which is money given to you to pay for school … Continue reading →